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Michigan / Northern Ohio

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Greater Detroit Metro

Traverse City, MI

Toledo, OH

Kathleen DeFrances

As a mortgage branch manager here in the greater Michigan/Ohio area, I’ll work with you to help you find the right mortgage for your unique situation.  If you have questions about buying a home, I can help.  I’ve worked with many customers during my 30 + years in the business with home financing needs similar to yours.  I’m proud to work for a reputable bank like First Savings Bank.

Stuart Brody – Northern Ohio

With over 20 years of experience in the mortgage industry, I am dedicated to providing the best mortgage lending experience possible to all of my clients. Specializing in first-time homebuyers, Conventional, VA, FHA, USDA, Jumbo and refinances, I am always ready to help you navigate the mortgage process.

Jim Behrmann – Traverse City

As a father of three with an active lifestyle, I understand the importance of balancing work and family. I provide personalized attention to all my clients to address their unique needs. I have significant amount of experience with high-net-worth clients.


With lending capabilities in all 50 states, I work tirelessly to secure the best possible mortgage options for my clients. If you’re in the market for a mortgage and want to work with a professional who values both your financial goals and family priorities, click here to visit my borrower portal, and take the first step towards your dream home.

Millie Wilson – Metro Detroit

Experienced, attentive, and trusted Loan Officer with over 25 years in Finance.


Whether it is helping clients get the financing to purchase a new home or refinancing an existing mortgage, I thrive on customer service. To ensure my customers feel comfortable and at ease with the entire home mortgage process, I will work closely with each one from assisting with the initial application and staying the course to the closing table. I have the tools and resources to assist clients throughout the U.S.


Specializing in first-time homebuyers, refinances, fixed-rate loans, VA loans, FHA loans, USDA loans, and jumbo loans.

Kurt Kostal – Metro Detroit

If you’re looking for a home loan, you’ve found a great place to start. As an experienced home mortgage consultant, I’m here to help you find a loan that fits your budget.  During my career, I’ve worked with clients looking for home loans of all kinds, including fixed and adjustable-rate loans and jumbo loans.  I can guide you through the process – with the support you need, and innovative technology developed with you in mind. Whenever you’re ready, I’m here to help.


Sometimes the home loan process can seem overwhelming, but you’re not alone. Let me show you how to simplify your experience with personalized guidance to help you along the way. Our digital tools and resources can help make your path smoother, so you can focus on what really matters – your home. Contact me to get started.