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LOAN PROGRAMS

Conventional Adjustable-
Rate Mortgage

Lower your initial monthly payments and your interest expenses with an adjustable rate mortgage.

Adjustable-Rate Mortgage (ARM) Loans are a great choice for
those who don’t plan on staying in the same home long-term.
ARM Loans have an initial fixed introductory period of usually
5, 7, or 10 years followed by the potential for rate fluctuations
every 6 months, depending on the market at that given time.

Conventional Adjustable Rate Mortgage Key Advantages

  • ARM Loans usually initially offer the lowest possible mortgage rate in comparison to a 30-year Fixed-rate Mortgage
  • Great for first-time homebuyers who don’t plan to stay in their starter home long-term
  • Lower monthly payments upfront
  • Buyers could possibly qualify for a higher loan amount
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