Access to credit is a pathway to financial freedom and security. Without it, homeownership is out of reach for many, and the largest asset a typical family will ever own is the home they live in. For that reason and so many more, homeownership is a wealth-building tool that should be available to every American.
Owning your home protects against rising housing costs while opening up access to home equity lines of credit and the chance to refinance when interest rates are low. Plus, homeownership provides benefits beyond just financial security. A home is also a stable place to raise children, offers sanctuary and safety, and allows families to have autonomy over their living space.
Every neighborhood needs investment, and everyone benefits when our communities thrive. FSB Mortgage designs programs that deliver opportunities nationwide. We are breaking down the barriers to homeownership with fair and flexible underwriting and an extremely wide range of loan products.
FSB Mortgage offers lending options that support the communities we operate in — and not just for some, but for all. We’ve eliminated outdated and overly restrictive underwriting that unfairly limits access to loans.
Our commitment to fair banking practices and our belief that everyone deserves the opportunity to own a home is why FSB Mortgage is moving proactively to lead the change that makes homeownership possible for more families.
Whether you’re looking to buy a home or refinance your current mortgage, First Savings Bank helps borrowers find the right loan for you.
FSB Mortgage and our broker partners help borrowers leverage grants, subsidies, homeownership vouchers, and down payment assistance to realize their dream of owning a home. We’ll also help you discover if you can benefit from national programs designed to encourage homeownership.
Underserved borrowers have gone neglected for too long. FSB Mortgage is doing more to help every borrower experience the joy of homeownership.
Interest rates are at all-time lows. Now is the time to become a first time homeowner or refinance your existing home.